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Cost & planning guide

How Aegis Living pricing actually works.

Three numbers. No asterisks. We walk through rent, care points, and the one-time community fee with a real example — the way our advisors explain it on every tour.

Aegis Living family advisor reviewing pricing with a family
Chef-prepared dinner plate at an Aegis Living community

Senior living pricing should not require a decoder ring.

Most communities quote one big number, then send a contract with a dozen line items families discover later. Aegis Living does the opposite: three numbers, separated on purpose so each one can be defended.

This guide is built from how our family advisors explain pricing on every tour. The ranges below are the same ranges already published on our care-level pages — not introductory rates, not promotions.

The three numbers

Rent · Care Points · One-time community fee

1. Monthly apartment rent
Covers the apartment, utilities, three chef-prepared meals a day plus snacks, weekly housekeeping and laundry, scheduled transportation, on-site activities, the on-call team, and amenity access. This is the housing-and-hospitality layer — not personal care.
2. À la carte care points
Personal care is billed in care points after an in-person nursing assessment. Reassessed each quarter. You only pay for the support being used — medication management, bathing assistance, escorts, two-person transfers, mobility help, and similar tasks.
3. One-time community fee
A single charge at move-in covering apartment preparation, the initial nursing assessment, and onboarding. Paid once per resident — not annually, not on a renewal.
Layer one: rent

What rent actually covers at Aegis Living

Apartment rent at Aegis includes everything that makes the community feel like a hospitality experience rather than a building:

  • Private or shared apartment (couples can share when care needs differ)
  • All utilities — power, water, heat, cable, Wi-Fi
  • Three chef-prepared meals a day plus snacks, with seasonal menus
  • Weekly housekeeping and personal laundry
  • Scheduled transportation for appointments, errands, and outings
  • 200+ activities each month, from fitness to live music to outings
  • Access to common spaces — dining rooms, salons, fitness studios, courtyards
  • 24/7 on-call team for emergencies

Rent does not include hands-on personal care. That is intentional — it keeps the housing layer steady while care scales up or down with actual need.

Aegis Living common-room interior with hospitality finishes
Aegis Living caregiver supporting a resident
Layer two: care points

Why care points are billed separately

Most senior-living communities bundle care into the rent and force every resident to pay for the maximum level they might need. Aegis splits care out for a reason: residents at the same community can be paying very different amounts because they need very different levels of help.

After move-in, a licensed nurse assesses your parent and assigns a care-points level. Common care-points tasks include:

  • Medication management or hands-on administration
  • Bathing, dressing, and grooming assistance
  • Toileting and continence care
  • Mobility support and transfers (including two-person transfers)
  • Escorts to meals, activities, or appointments
  • Diabetic care

The care-points level is reassessed each quarter. If your parent improves after physical therapy, points come down. If a new condition appears, points scale up — without a move and without a new contract.

Memory care is priced differently — and on purpose. Life's Neighborhood® residents have predictable, intensive needs. Aegis bundles staffing ratios, dementia-specific programming, and 24/7 specialized support into one flat monthly rate rather than billing as points. Families do not have to negotiate care every quarter while their loved one's disease is progressing.

Life's Neighborhood® memory care typically runs $8,500–$12,500 per month on the West Coast.

Typical ranges

What families actually pay, by care level

The ranges below are the same monthly figures we publish on each care-level page. They reflect typical totals — rent plus care points plus amortized community fee — across our 39 communities. Premium markets such as Seattle, the Bay Area, and Orange County price toward the upper end.

Care LevelBest fit when…Typical monthly range
Light Assisted LivingLargely independent; wants a safety net$5,000 – $7,000
Assisted LivingDaily hands-on help with bathing, dressing, mobility, or meds$6,500 – $9,500
Transitional CareEarly memory changes; still social, but missing meds or repeating$7,500 – $10,000
Life's Neighborhood® Memory CareModerate to advanced dementia, secured neighborhood$8,500 – $12,500
Respite & Day StayShort stay for recovery, family travel, or trial runDaily rate
Hospice & End-of-Life CareComfort care, in-apartmentLayered with hospice benefit

National context: the Genworth Cost of Care Survey reports the U.S. median assisted-living rent at $5,350 in 2023, with memory care 20–30% higher. Aegis prices reflect our West Coast footprint and the hospitality-grade service that comes with it.

Aegis Living common area with residents and staff

Want the number for your specific community?

Pricing varies by market, apartment, and care assessment. Our family advisors will quote a real total for the community you are considering — usually within one business day.

Aegis Living resident enjoying community life
A real example

What a typical Assisted Living month looks like

Consider a parent moving into a one-bedroom Assisted Living apartment in a Seattle-area Aegis community. She is largely independent, but needs help with medication management, evening bathing, and an escort to dinner three nights a week.

  • Apartment rent: one-bedroom, includes utilities, dining, housekeeping, transportation, activities
  • Care points: a moderate level — medication management, bathing assistance two evenings a week, escorts to dinner
  • Community fee: a one-time charge at move-in (not monthly)

Her monthly total lands inside the published $6,500–$9,500 Assisted Living range. If physical therapy reduces her fall risk and she no longer needs evening escorts, the next quarterly reassessment lowers her care points — and her monthly total — automatically. If a new diagnosis means she needs a two-person transfer, points scale up the same way.

That is the point of separating the three numbers: care follows the resident.

What is not included

Where families sometimes get surprised — and how Aegis handles it

Medications
Medication management is a care-points service. The actual prescription costs are billed by the pharmacy your family chooses — Aegis does not mark them up.
Physician visits
Aegis coordinates with your parent's existing physicians, on-site visiting providers, and Medicare. Routine medical care is billed through their insurance, not the community.
On-site therapy
Restore in-house rehabilitation and occupational and physical therapy are billed to Medicare Part B when medically necessary — not to community rent.
Personal incidentals
Hair appointments at the salon, beverages from the bistro, ticketed outings, or specialty items are billed à la carte. Most are optional.
Annual rent adjustments
Like any housing, rent can adjust annually. Aegis communicates increases in writing well before they take effect — not as a surprise on the next invoice.
How families actually pay

Five sources most Aegis families combine

  1. 1. Retirement income and Social Security

    The steady base — pensions, Social Security, IRA or 401(k) distributions. For most families this funds rent and a portion of care points.
  2. 2. Home-sale proceeds

    Selling the family home often releases six- or seven-figure equity that can fund years of care while preserving other retirement assets.
  3. 3. Long-term-care insurance

    Policies purchased years ago can reimburse a meaningful portion of monthly care. Aegis can help families read the policy and submit benefit claims.
  4. 4. VA Aid & Attendance

    Wartime veterans and surviving spouses who meet medical and financial criteria may qualify for a monthly Aid & Attendance benefit on top of standard VA pension.
  5. 5. Bridge loans and reverse mortgages

    Short-term financing can cover the gap between move-in and a home sale closing. We can connect families with senior-living-specific lenders on request.
What you actually get for the price

The hospitality layer most families do not factor in

It is easy to compare Aegis to keeping a parent at home and assume home is cheaper. It rarely is — once you tally a part-time aide, meal delivery, transportation, home modifications, utilities, and the unpaid hours of family caregiving.

And the home does not include:

  • Three chef-prepared meals a day with seasonal menus
  • 200+ activities each month, designed by activity directors at every community
  • On-site nursing seven days a week and 24/7 care managers
  • Restore in-house rehabilitation and on-site physical therapy
  • Designed-for-aging architecture (Aegis Development LLC builds many of our communities)
  • Dementia-trained teams and Life's Neighborhood® memory care if needs change
  • A community of peers — the single largest predictor of healthspan in late life
Aegis Living residents dancing during a community activity

Choosing the wrong rung on the care continuum wastes money and erodes trust. Start with an honest nursing assessment — then pick the level that fits this month, not the worst-case scenario.

Aegis Living family advisor team
Awards

Recognized for the way we operate

  • Best Assisted Living
  • Top Corporate Philanthropist
  • Top 50 Best Places to Work
  • Great Place to Work® Certified
  • Best Workplaces for Families
  • Dementia-Capable Care Workforce Leader
View all awards →

Tour with the right questions

Our tour checklist walks through the 14 questions our advisors wish every family asked — including the cost questions families forget to ask until move-in.

Next steps

Get a written cost breakdown — no pressure.

Tell us the community you are considering and what you are seeing at home. A family advisor will email a real cost breakdown within one business day, with the three numbers separated the way they should be.

FAQ

Frequently asked questions

What is included in Aegis Living rent?
Rent at Aegis Living covers the apartment, all utilities, three chef-prepared meals a day plus snacks, weekly housekeeping and laundry, scheduled transportation, on-site activities, the on-call team, and access to community amenities. It does not include personal care assistance — that is billed separately through care points.
What are care points and how are they billed?
Care points are à la carte units that map to specific support: medication management, bathing assistance, dressing, escorts, two-person transfers, and similar tasks. After an in-person nursing assessment, the team assigns the resident a care-points level. The level is reassessed each quarter so you only pay for the support actually being used.
What is the one-time community fee?
The community fee is a one-time charge at move-in that covers apartment preparation, the initial nursing assessment, and onboarding into the community. It is paid once per resident, not annually.
Is memory care priced the same way?
No. Life's Neighborhood® memory care at Aegis Living is a flat, all-inclusive monthly rate — the staffing ratios, dementia-specific programming, and 24/7 specialized team are built into one number rather than billed as separate care points.
What does assisted living cost at Aegis Living?
Typical monthly ranges by care level are: Light Assisted Living $5,000–$7,000, Assisted Living $6,500–$9,500, Transitional Care $7,500–$10,000, and Life's Neighborhood® Memory Care $8,500–$12,500. Premium markets such as Seattle, the Bay Area, and Orange County price toward the upper end.
How do families typically pay for assisted living?
Most Aegis families combine some or all of: retirement income and Social Security, home-sale proceeds, long-term-care insurance benefits, and VA Aid & Attendance where the veteran qualifies. Aegis advisors walk through the math on a tour.